”419” NIGERIALAISKIRJE – HUIJAUSTOIMINTAMALLI

Nigerialaiskirjeet ovat saaneet uuden ja kehittyneemmän jatkon, jossa hyödynnetään sähköpostia ja internettiä. Huijauskirjeet levitetään spammaamalla, jonka jälkeen edetään väärennettyjen sähköpostien kanssa alla esitetyn toimintamallin mukaisesti. Uutena lentoturmauhrihuijaus, joka on pitkälti perinteinen Nigerialaiskirje. Alla huijausprosessin kuvaus, kommentit ja kirjeenvaihto.

Prosessi:

Ensimmäinen kosketus on sisällöltään seuraava: (Lähettäjätiedoksi määritelty Mr. Philip Carol, osoitteesta phillipcarol60@hotmail.com)

Good Day,

Please accept my sincere apologizes if my email does not meet your business
or personal ethics. I will first introduce myself as Phillip Michael, a
staff in the Private Clients Section of a well-known bank, here in London,
England.One of our accounts, with holding balance of £15,000,000 (Fifteen
Million Pounds Sterling) has been dormant and last operated three years ago.
From my investigations and confirmation, the owner of the said account, a
foreigner by name John Shumejda died on the 4th of January 2002 in a plane
crash in Birmingham; you can view this CNN website for details on the crash.

Since then, nobody has done anything as regards the claiming of this money,
as he has no family member that has any knowledge as to the existence of
either the account or the funds; and also Information from the National
Immigration also states that he was single on entry into the UK.

I have confidently discussed this issue with the bank manager and we have
agreed to find a reliable foreign partner to deal with. We therefore propose
to do business with you, standing in as the next of kin of these funds from
the deceased and funds released to you after necessary processes have been
followed.

This transaction is totally free of risk and troubles as the fund is
legitimate and does not originate from drug, money laundry, terrorism or any
other illegal act.On your interest, let me hear from you URGENTLY.

Regards,

Phillip Michael

Prosessi etenee:

Vastaanottajan osoittaessa kiinnostustaan asiaan, prosessi etenee seuraavan sisältöisten sähköpostiviestien mukaisesti:

Dear Juha,

I received your mail and I am very glad to actualise this business with you in do process that every documents of transction will be given to you as the next of kin, you should therefor send me your a/c information and your telephone nos both home and office for easy communication, also you should send me your international passport so that we will start process all the documents in your name as the next of kin.

I am waiting to hear from you.

Yours,
Michael.

Pankkiyhteys ja tilitiedot:

Lähetin tarvittavat tiedot Philipille, joka seuraavassa sähköpostissaan tarkensi tarvitsemiaan tietoja. Kaikki tapahtuu suhteellisen nopeasti, posteihin vastataan yleensä vuorokauden sisällä.

Juha xxxxxx

Thank you for your mail, i mean your a/c information where the fund can be transfer and send me the copy of the internation passport, send it though email because my fax have a problem. I will call you ok.

send me the information as i wroting below.

Bank Name ————–
Bank Address—————
A/c No——————
Beneficary Name———
Swift Code ————-

Lähetettyäni pankkiyhteystiedot (ei oikeat) sain vahvistuksen, joka on seuraavansisältöinen (ovat ystävällisesti laittaneet nimeni hakemuksen alle ). Huijarit lupaavat myös ystävällisesti auttaa minua kaikessa ja ohjeistavat, että ”kun pankista ollaan sinuun päin yhteydessä, niin Philip ohjaa minua eteenpäin prosessissa”.

Jatkoa seuraa:

Juha xxxxxxxx,

Thank you for the account information you sent to me and for your readiness to do this business with me. Based on that, I have used the information and applied to the bank here for foriegn payment approvals on your behalf. Therefore, the bank will soon contacts you, so anytime the bank contact you,let me know so that I can direct you on the next procedure to follow.
I am very much optimistic that you are capable, trustworthy and honesty to handle this business, and I also believe that you will not let me down in this business either now or in the near future.

However, I wish to let you know that you should be following instructions I will be getting from our bank authorities. Please dont forget to include your private telephone numbers and your personal profile like your profession, age etc.

Below is the application I have sent to the bank on your behalf.

Brgds,
Philip Micheal

_______________________________________________________

NATWEST BANK
PO BOX 155
214 HIGH HOLBORN
LONDON WC1V 7BW

Dear Sir/Madam,

RE: RELEASE OF FIFTEEN MILLION POUNDS STERLING ON ACCOUNT NUMBER 503-11189-O OF LATE MR JOHN SHUMEJDA.

I wish to refer you to the above stated account, No.503-11189-0 of late Mr John Shumejda with a credit balance of Fifteen Million Pounds Sterling only, and to infrom you that I am the bonafide ”NEXT OF KIN” and the ”BENEFICIARY” to the said account which has been dormant for several years now.

In that regard Sir, I most humbly apply for the release of the initial amount of Fifteen Million Pounds Sterling only, representing first phase of the total amount in my favour. This is in accordance with
”NATIONAL AND INTERNATIONAL LAW OF INHERITANCE.

This application is based on the fact that since after the death of Mr John Shumejda, who was entrusted with the management of AGCO Corp, the account has remained dormant for several years, so the need for
the transfer of the money in the account is obviously imperative.
Hence Sir, kindly remitt the said amount of Fifteen Million Pounds Sterling only into my account number as stated below :-
Bank Name : Pankki
Bank Address: Pankin osoite
A/c No: Tilinumero
Beneficary Name: Tilinomistaja
Swift Code: Swift koodi

However, Sir if there is any doubt about my application you are free to contact me with my e-mail address.

I hope my application would be granted .

Your’s Sincerely,
Juha xxxxxx

Pankin kirje:

Pankki vahvistaa ystävällisesti asiaa seuraavansisältöisellä sähköpostilla. Sähköpostin lähettäjätiedot on väärennetty sen verran hyvin, ettää vaatii osaamista selvittää oikea lähettäjä. Sähköposti näyttää lähettäjätiedoksi natwestinterbankplc, mutta tulee oikeasti osoitteesta natwestinterbankplc@yahoo.co.uk.

Pankki ystävällisesti vahvistaa että kaikki on ok, vain ”clearance certifikaatti” tarvitaan. Tämä sertifikaatti maksaisi 15 000 puntaa.

NATWEST PRIVATE BANK PLC
PO BOX 159
332 High Holborn
London WC1V 7PS
Phone: +44 777 5914317
Fax: +44 870 13 39 997
BATCH NO:-WR/2002 / REF. LP-15/001/18/PP

Date: 12th June, 2006

To: Juha. xxxxxx

Dear Sir/madam

Re: TELEGRAPHIC TRANSFER OF (£15,000,000.00) FIFTEEN MILLION POUNDS STERLING FUND.

As you know we are under mandate from the International Remittance Dept, to transfer the above mentioned funds to your bank account, account information witheld on file.

These funds are now held in our Escrow account with other transactions pending final piece of paper work.

Under the procedures for funds going outside the United Kingdom, there are certain requirements that we must follow to meet UK bank policies and to satisfy Natwest.

Therefore, I advice you to obtain a Clearance Certificate from the National Security and Exchange Commission UK Branch for the final release of your funds.

This document is VERY important (SEC certificate) and will be used to exempt your funds from any sorts of Terrorist activity and Money Laundry malpractices, these law is applicable to transactions involved in EUROPE or USA and any other part of the World.
Cost to obtain the Clearance certificate is (£15,000) Fifteen Thousand Pound Sterling and dead line to clear this is on March the 1st. You can send the fund immediately to proceed with your transfer.

For further assistance, please contact our Remmitance Officer, Micheal direct on 0044 7796 222671 or email at info@natwestgrouponline.com

Yours faithfully

Patrick Hughes.
On behalf of Natwest bank plc.

En maksa pyydettyä summaa

Tässä vaiheessa päätin lyödä jarrut kiinni ja vetäytyä asiasta. Minulla ”ei ole” 15 000 puntaa… Ilmoitettuani aikeestani vetäytyä alkoi seuraavansisältöinen maililiikenne:

Juha xxxxxxx,

You should try as much as possible by any means to raise this money, because I have already committed everything I have in life to bring this business up to this successful point. You should understand as well that we are only following the procedures of the banking laws here in United Kingdom and the bank manager who are making everything possible in the bank.

You know that I am the only one making all expenses from the beginning both, in paying the lawyer for the affidavit and in paying the medical doctor for the death certificate, including the tips given to my fellow bank officials for quick approvals without demanding for oral physical interview with you in person at the counter of the bank in London before approval of payment which is one of the norms.

Better realize that under normal circumstance, amount of this magnitude can not be approved by email only unless under special arrangement as we also have the manager in the bank as our colleague, so you should try as much as
possible to raise the money, and any expenses you make will be deducted from the total amount going into your a/c before sharing. Take my word as my bond.

Waiting in earnest to hear from you ASAP.

Brgds,

Phillip C Micheal.

Pankin yhteydenotto

Tässä vaiheessa astui myös pankki ja sen edustaja kuvaan. Sähköposti on naamioitu lähettäjätiedolla bank of scotland mutta tuleekin oikeasti osoitteesta bankofscotland@presidency.com

Attn: Juha xxxxxx
My name is Edward Lewis, i am the insider here bankofscotland my position is Manager of Info. Systems i’m going to help you and your friend Mr.phillip michael. below is the information we are recived from natwest bank plc. Your money here so you should come an claim it.
This is to inform you that the global investigation department has given you pay this money, date 13th junly,2006 to pay for the fund Clearance Certificate.
Failure not to pay for the Clearance Certificate by then, i have no option than to inform them to recall the fund back to the national treasury for other uses, Meanwhile, I would have contacted you ever before now but due to the Seminar which is going on now I couldn’t be able, so you should couple up for immediate action remittance of your fund
Please take note and advise accordingly.
Regards,
Edward Lewis
Manager of Info. Systems
Web Sit bankofscotland.com

Vastasin, että en pysty saamaan kasaan 15 000 puntaa, vaikka sitten kohta saisinkin itselleni moninkertaisesti tuon rahamäärän. Herra Philip myös soitti minulle ja muistutti asian tärkeydestä ja siitä, kuinka he ovat nyt minun varassani ja kiirehtivät asiaa eteenpäin. Hän lupasi yrittää saada muualta osan rahoista, jos en itse pysty saamaan koko 15 000 puntaa kasaan.
Asiaa vahvistettiin seuraavalla sähköpostilla:

Dear Juha

Good News, i want to inform you that our money is now in bankofscotland here in london do to our delay to pay Clearance Certificate document.
Secondarly, i want let you know that people are triesing my e-mail, so if any body contact you with this mail don’t reply it. now i am going to give you a code, our code is so if any person call you on phone without give you this code don’t answer him. just pic the phone and hold it on. wait for the code ok.

Let us joing hand pay this charge Clearance Certificate document and you should know that this document is very very important so you should look for money so we can meet up on time. i am assurly you that i will look for money and you should look too.

I’m now going to looking for 5000 thusand pound and you should look for 10 thuasand pound to enable us meet up time as bank riquried. so please my dear when them contact you should them that we are look for money because i am going to look for by all miss thanks have a creative day.

I wait to haer from you soon.

Rgd

Michael

Loppuhuipennus

Kun asia ei sitten kuitenkaan edennyt, niin loppuhuipenuksena sain myöhempänä esitetyn sähköpostin. Viestissa yksinkertaisesti pyydettiin kirjoittamaan itseni ulos asiasta, jotta tilaisuutta voitaisiin tarjota jollekin toiselle kandidaatille 😀

Allekirjoittamalla kyseisen dokumentin olisin tosin antanut oikeuden siirtää tililtäni herralle nimeltä Arnold Hassinger £15 000 Deutche Bankin tilille Geneveen, Sveitsiin. Tätä sopimusta olisi voitu käyttää siten, että se lähetetään pankkiini joka sitten siirtäisi kyseisen summan tililtäni em. tilille.

Toimintamalli on siis rakennettu siten, että se antaa huijareille useamman kohdan ja takaportin saada huijattua tuo £ 15 000 summa hyväuskoiselta huijattavalta.

Juha,

Now, I understood that you are not capable to handle this business, because there was expense to complete the business and get the necesary documents. So after discussing with the payment officer about your hesitation to proceed and conclude this transaction, I had to sought for another reliable, honesty and capable partner who will conclude this transaction with me and share the profit thereof. As you know I want to get this money out before the bank start their this year’s annual internal auduiting.

Based on this development, I want you to SIGN OFF from the transaction so that another person can start from where you stopped. This is to enable us conclude this business and get this money before it becomes late for me. I sincerely thank you for all your effort so far but you have to sign out and quit off so that another person who is capable can do this transaction with me.

Below is the TRANSFEROR/SIGN OFF FORM which you will sign and hands off completely from the business for the other person to continue.

Brgds,

Phillip.
______________________________________________________

THIS AGREEMENT. Is made 9th day of July the Year 2006. BETWEEN JUHA XXXXX (HEREIN AFTER REFERRED TO AS THE TRANSFEROR) ON THE OTHER PART AND ARNOLD HASSINGER (HEREIN AFTER REFERRED TO AS THE TRANFEREE) ON THE OTHER PART.

WHERE AS:

THE TRANSFEREE IS THE ORIGINAL BENEFICIARY OF CERTAIN SUMS OF MONEY AGGREGATED TO THE TUNE OF £15,000,000 (FIFTEEN MILLION POUNDS STERLING). THE TRANSFEREE IS THE HOLDER OF ACCOUNT NUMBER. (BANK: Deutche Bank (Schweiz)AG Bahnhofquai 9-11 CH -80001 Zurich/ Switzerland Via: Deutche Bank (Schweiz) AG Geneva. SWIFT: DEUTCHE GG.

THE TRANSFEROR HAS AGREED WITH THE TRANSFEREE TO TRANSFER THE SAID PROCEEDS OF THE ABOVE-MENTIONED PAYMENT INTO THE SAID ACCOUNT.

NOW THIS DEED WITHNESSETH:

THE TRANSFEROR HEREBY TRANSFERS THE ABOVE-MENTIONED SUM INTO THE TRANSFEREE’S ACCOUNT QUOTED ABOVE.

THE TRANSFEROR HAS NO LEGAL RIGHTS AND CLAIMS OVER THE SAID FUND FROM THE DATE OF EXECUTION OF THIS INSTRUMENT.

THE TRANSFEREE COVENANTS TO RELINQUISH HOLD OF THE SAID SUM ON BEING NOTIFIED IN WRITING SO TO DO BY THE TRANSFEROR AND HIS BRITISH PARTNERS.

ANY INTEREST ACCURING TO THE SUM ADDS UP AND BECOMES PART OF THE PRINCIPAL SUM.

FIVE PERCENT OF THE TOTAL SUM (5%) IS SET ASIDE FOR EXPENSES INCURED DURING THE COURSE OF THE SAID TRANSFER.

ANY CHARGES LEVIED ON THE SAID AMOUNT, WHICH SAID CHARGES BECOMES CHARGEABLE AS A RESULT OF THE SAID SUM, EITHER BY WAY OF BANKING CHARGES OR OTHERWISE WILL BE DEFRAYED FROM THE (5%) OF THE SUM SET ASIDE FOR SUCH PURPOSE.

THAT THE ORIGINAL COPIES OF ALL RECEIPT, BANK DEDUCTIONS CHARGES MUST BE HANDED OVER TO THE TRANSFEREE. THE SAID SUM SHALL BE WITHDRAWN BY THE TRANSFEREE IN THE PRESENCE OF ALL PARTIES NOT LATER THAN 72HRS AFTER THE MONEY MUST HAVE BEEN REMITTED INTO THE ACCOUNT.

THE TRANSFEREE HEREBY DISCHARGES THE TRANSFEROR OF ANY LEGAL LIABILITY OWED HIM IN ANY FORM WHAT SO EVER WHICH SAID LIABILITY WILL WARANT THE TRANSFEREES CLAIM OF LIEN OVER THE SAID SUM.

THE TRANSFEREE HEREBY ACKNOWLEGES THE SAID TRANSFER AND CONSENT THERETO: IN WITNESS WHERE OF: THE PARTIES HERETO HAVE SET THEIR HAND THE DAY AND YEAR FIRST ABOVE WRITTEN.

SIGNEDBY SIGNED BY
JUHA XXXXXXXX__________ ARNOLD HASSINGER__________ DATE:______________ DATE:____________

1.WITNESS:________________2.WITNESS_____________ DATE:____________ DATE:____________